Finance
并排月度模拟：按揭摊销 + 房产税/保险/HOA/维护 vs 租金+租客保险；租客把首付与每月差额按机会成本利率投资；输出逐年 NPV、盈亏平衡年、差额现金流的 IRR、SALT 上限下的逐项抵扣税盾与 ±20% 参数龙卷风敏感性图。
用三种语言从你的代码中调用此工具。
curl -X POST 'http://127.0.0.1:3003/zh/api/tools/rent-vs-buy-total-cost-of-ownership-mortgage-tax-insurance-maintenance-irr-tutor' \
-H 'Content-Type: application/json' \
-d '{"homePrice":450000,"downPaymentPct":20,"mortgageRatePct":6.5,"termYears":30,"propertyTaxRatePct":1.1,"insuranceAnnual":2200,"hoaMonthly":0,"maintenancePct":1,"appreciationPct":3.5,"sellingCostPct":6,"closingCostPct":3,"rentMonthly":2400,"rentGrowthPct":3,"renterInsuranceAnnual":180,"investmentReturnPct":5,"marginalTaxRatePct":24,"saltCap":40400,"standardDeduction":31500,"analysisYears":10}'以 JSON 形式 POST 提交输入参数。文件类型参数需先单独上传。
POST http://127.0.0.1:3003/zh/api/tools/rent-vs-buy-total-cost-of-ownership-mortgage-tax-insurance-maintenance-irr-tutor| 参数名 | 类型 | 必填 | 说明 |
|---|---|---|---|
| homePrice | number | 是 | — |
| downPaymentPct | number | 否 | — |
| mortgageRatePct | number | 否 | — |
| termYears | number | 否 | — |
| propertyTaxRatePct | number | 否 | — |
| insuranceAnnual | number | 否 | — |
| hoaMonthly | number | 否 | — |
| maintenancePct | number | 否 | — |
| appreciationPct | number | 否 | — |
| sellingCostPct | number | 否 | — |
| closingCostPct | number | 否 | — |
| rentMonthly | number | 是 | — |
| rentGrowthPct | number | 否 | — |
| renterInsuranceAnnual | number | 否 | — |
| investmentReturnPct | number | 否 | — |
| marginalTaxRatePct | number | 否 | — |
| saltCap | number | 否 | — |
| standardDeduction | number | 否 | — |
| analysisYears | number | 否 | — |
HTML 结果
{
"result": "<div>Processed HTML content</div>",
"error": "Error message (optional)",
"message": "Notification message (optional)",
"metadata": {
"key": "value"
}
}将此工具加入你的 Model Context Protocol 服务，让 AI 智能体可以列出并调用它。
将以下内容加入你的 MCP 客户端配置：
{
"mcpServers": {
"elysiatools-rent-vs-buy-total-cost-of-ownership-mortgage-tax-insurance-maintenance-irr-tutor": {
"name": "rent-vs-buy-total-cost-of-ownership-mortgage-tax-insurance-maintenance-irr-tutor",
"description": "并排月度模拟：按揭摊销 + 房产税/保险/HOA/维护 vs 租金+租客保险；租客把首付与每月差额按机会成本利率投资；输出逐年 NPV、盈亏平衡年、差额现金流的 IRR、SALT 上限下的逐项抵扣税盾与 ±20% 参数龙卷风敏感性图。",
"baseUrl": "http://127.0.0.1:3003/mcp/sse?toolId=rent-vs-buy-total-cost-of-ownership-mortgage-tax-insurance-maintenance-irr-tutor",
"command": "",
"args": [],
"env": {},
"isActive": true,
"type": "sse"
}
}
}连接到 SSE 端点后，列出已开放的工具：
{
"jsonrpc": "2.0",
"id": 1,
"method": "tools/list"
}通过工具 id 调用，参数由其参数表构建：
{
"jsonrpc": "2.0",
"id": 2,
"method": "tools/call",
"params": {
"name": "rent-vs-buy-total-cost-of-ownership-mortgage-tax-insurance-maintenance-irr-tutor",
"arguments": {
"homePrice": 450000,
"downPaymentPct": 20,
"mortgageRatePct": 6.5,
"termYears": 30,
"propertyTaxRatePct": 1.1,
"insuranceAnnual": 2200,
"hoaMonthly": 0,
"maintenancePct": 1,
"appreciationPct": 3.5,
"sellingCostPct": 6,
"closingCostPct": 3,
"rentMonthly": 2400,
"rentGrowthPct": 3,
"renterInsuranceAnnual": 180,
"investmentReturnPct": 5,
"marginalTaxRatePct": 24,
"saltCap": 40400,
"standardDeduction": 31500,
"analysisYears": 10
}
}
}有问题或反馈？请联系 [email protected]