Finance
雪球还贷计算器
使用雪球法计算还贷计划（先还最小余额）
json· JSON 结果打开工具
快速开始
用三种语言从你的代码中调用此工具。
cURL
curl -X POST 'https://api.elysiatools.com/zh/api/tools/debt-snowball-calculator' \
-H 'Content-Type: application/json' \
-d '{"monthlyPayment":1000,"debt1Name":"Credit Card A","debt1Balance":5000,"debt1MinPayment":150,"debt1Rate":18,"debt2Name":"Credit Card B","debt2Balance":3000,"debt2MinPayment":100,"debt2Rate":15,"debt3Name":"Car Loan","debt3Balance":15000,"debt3MinPayment":300,"debt3Rate":7,"debt4Name":"例如：学生贷款","debt4Balance":0,"debt4MinPayment":0,"debt4Rate":5,"debt5Name":"例如：个人贷款","debt5Balance":0,"debt5MinPayment":0,"debt5Rate":10}'API 参考
以 JSON 形式 POST 提交输入参数。文件类型参数需先单独上传。
请求端点
HTTP
POST https://api.elysiatools.com/zh/api/tools/debt-snowball-calculator请求参数
| 参数名 | 类型 | 必填 | 说明 |
|---|---|---|---|
| monthlyPayment | number | 是 | — |
| debt1Name | text | 否 | — |
| debt1Balance | number | 否 | — |
| debt1MinPayment | number | 否 | — |
| debt1Rate | number | 否 | — |
| debt2Name | text |
MCP 集成
将此工具加入你的 Model Context Protocol 服务，让 AI 智能体可以列出并调用它。
服务配置
将以下内容加入你的 MCP 客户端配置：
mcp.json
{
"mcpServers": {
"elysiatools-debt-snowball-calculator": {
"name": "debt-snowball-calculator",
"description": "使用雪球法计算还贷计划（先还最小余额）",
"baseUrl": "https://api.elysiatools.com/mcp/sse?toolId=debt-snowball-calculator",
"command": "",
"args": [],
"env": {},
"isActive": true,
"type": "sse"
}
}
}列出可用工具
连接到 SSE 端点后，列出已开放的工具：
tools/list
{
"jsonrpc": "2.0",
"id": 1,
"method": "tools/list"
}调用此工具
通过工具 id 调用，参数由其参数表构建：
tools/call
{
"jsonrpc": "2.0",
"id": 2,
"method": "tools/call",
"params": {
"name": "debt-snowball-calculator",
"arguments": {
"monthlyPayment": 1000,
"debt1Name": "Credit Card A",
"debt1Balance": 5000,
"debt1MinPayment": 150,
"debt1Rate": 18,
"debt2Name": "Credit Card B",
"debt2Balance": 3000,
"debt2MinPayment": 100,
"debt2Rate": 15,
"debt3Name": "Car Loan",
"debt3Balance": 15000,
"debt3MinPayment": 300,
"debt3Rate": 7,
"debt4Name": "例如：学生贷款",
"debt4Balance": 0,
"debt4MinPayment": 0,
"debt4Rate": 5,
"debt5Name": "例如：个人贷款",
"debt5Balance": 0,
"debt5MinPayment": 0,
"debt5Rate": 10
}
}
}可用逗号分隔的 toolId 在一个会话中串联多个工具，例如 /mcp/sse?toolId=png-to-webp,jpg-to-webp,gif-to-webp（最多 20 个）。
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