Finance
Calculate student loan repayment with an optional grace period and subsidized/unsubsidized interest. Unsubsidized loans accrue interest during the grace period that capitalizes into principal; subsidized loans do not. Shows monthly payment, total interest, total repayment, a balance curve, and a yearly breakdown.
Call this tool from your code in three languages.
curl -X POST 'https://api.elysiatools.com/en/api/tools/student-loan-calculator' \
-H 'Content-Type: application/json' \
-d '{"loanAmount":30000,"interestRate":5.5,"repaymentYears":10,"graceMonths":6,"interestType":"unsubsidized","decimalPlaces":2}'Send a POST request with your inputs as JSON. File parameters require a separate upload first.
POST https://api.elysiatools.com/en/api/tools/student-loan-calculator| Name | Type | Required | Description |
|---|---|---|---|
| loanAmount | number | Yes | — |
| interestRate | number | Yes | — |
| repaymentYears | number | Yes | — |
| graceMonths | number | No | — |
| interestType | select | No | — |
| decimalPlaces |
Add this tool to your Model Context Protocol server so AI agents can list and call it.
Add this block to your MCP client configuration:
{
"mcpServers": {
"elysiatools-student-loan-calculator": {
"name": "student-loan-calculator",
"description": "Calculate student loan repayment with an optional grace period and subsidized/unsubsidized interest. Unsubsidized loans accrue interest during the grace period that capitalizes into principal; subsidized loans do not. Shows monthly payment, total interest, total repayment, a balance curve, and a yearly breakdown.",
"baseUrl": "https://api.elysiatools.com/mcp/sse?toolId=student-loan-calculator",
"command": "",
"args": [],
"env": {},
"isActive": true,
"type": "sse"
}
}
}After connecting to the SSE endpoint, list the exposed tools:
{
"jsonrpc": "2.0",
"id": 1,
"method": "tools/list"
}Invoke the tool by its id, passing arguments built from its parameters:
{
"jsonrpc": "2.0",
"id": 2,
"method": "tools/call",
"params": {
"name": "student-loan-calculator",
"arguments": {
"loanAmount": 30000,
"interestRate": 5.5,
"repaymentYears": 10,
"graceMonths": 6,
"interestType": "unsubsidized",
"decimalPlaces": 2
}
}
}| number |
| No |
| — |
HTML result
{
"result": "<div>Processed HTML content</div>",
"error": "Error message (optional)",
"message": "Notification message (optional)",
"metadata": {
"key": "value"
}
}Questions or issues? Contact [email protected]