Finance
Retirement Calculator
Two-phase retirement model: an accumulation phase (current age to retirement, with monthly contributions and compound growth) and a withdrawal phase (retirement to life expectancy, nest egg grows at a conservative rate while inflation-adjusted withdrawals are taken out). Reports whether the nest egg lasts, real purchasing power, and any shortfall.
Quick start
Call this tool from your code in three languages.
curl -X POST 'https://api.elysiatools.com/en/api/tools/retirement-calculator' \
-H 'Content-Type: application/json' \
-d '{"currentAge":30,"retirementAge":65,"currentSavings":50000,"monthlyContribution":1000,"preRetirementReturn":7,"inflationRate":3,"lifeExpectancy":90,"monthlyWithdrawal":3000,"postRetirementReturn":4,"decimalPlaces":0}'API reference
Send a POST request with your inputs as JSON. File parameters require a separate upload first.
Endpoint
POST https://api.elysiatools.com/en/api/tools/retirement-calculatorParameters
| Name | Type | Required | Description |
|---|---|---|---|
| currentAge | number | Yes | — |
| retirementAge | number | Yes | — |
| currentSavings | number | Yes | — |
| monthlyContribution | number | Yes | — |
| preRetirementReturn | number | Yes | — |
MCP integration
Add this tool to your Model Context Protocol server so AI agents can list and call it.
Server configuration
Add this block to your MCP client configuration:
{
"mcpServers": {
"elysiatools-retirement-calculator": {
"name": "retirement-calculator",
"description": "Two-phase retirement model: an accumulation phase (current age to retirement, with monthly contributions and compound growth) and a withdrawal phase (retirement to life expectancy, nest egg grows at a conservative rate while inflation-adjusted withdrawals are taken out). Reports whether the nest egg lasts, real purchasing power, and any shortfall.",
"baseUrl": "https://api.elysiatools.com/mcp/sse?toolId=retirement-calculator",
"command": "",
"args": [],
"env": {},
"isActive": true,
"type": "sse"
}
}
}List available tools
After connecting to the SSE endpoint, list the exposed tools:
{
"jsonrpc": "2.0",
"id": 1,
"method": "tools/list"
}Call this tool
Invoke the tool by its id, passing arguments built from its parameters:
{
"jsonrpc": "2.0",
"id": 2,
"method": "tools/call",
"params": {
"name": "retirement-calculator",
"arguments": {
"currentAge": 30,
"retirementAge": 65,
"currentSavings": 50000,
"monthlyContribution": 1000,
"preRetirementReturn": 7,
"inflationRate": 3,
"lifeExpectancy": 90,
"monthlyWithdrawal": 3000,
"postRetirementReturn": 4,
"decimalPlaces": 0
}
}
}