Finance

Rent vs Buy Calculator

Compare renting versus buying a home to make informed housing decisions

json· JSON resultOpen tool

Quick start

Call this tool from your code in three languages.

cURL

curl -X POST 'https://api.elysiatools.com/en/api/tools/rent-vs-buy' \
  -H 'Content-Type: application/json' \
  -d '{"homePrice":350000,"downPayment":70000,"interestRate":4.5,"loanTerm":30,"propertyTax":3500,"homeInsurance":1200,"maintenance":3500,"closingCosts":7000,"monthlyRent":2000,"rentIncrease":3,"homeAppreciation":3,"investmentReturn":7,"yearsToCompare":10}'

API reference

Send a POST request with your inputs as JSON. File parameters require a separate upload first.

Endpoint

HTTP

POST https://api.elysiatools.com/en/api/tools/rent-vs-buy

Parameters

Name	Type	Required	Description
homePrice	number	Yes	—
downPayment	number	Yes	—
interestRate	number	Yes	—
loanTerm	number	Yes	—
propertyTax	number	Yes	—
homeInsurance

MCP integration

Add this tool to your Model Context Protocol server so AI agents can list and call it.

Server configuration

Add this block to your MCP client configuration:

mcp.json

{
  "mcpServers": {
    "elysiatools-rent-vs-buy": {
      "name": "rent-vs-buy",
      "description": "Compare renting versus buying a home to make informed housing decisions",
      "baseUrl": "https://api.elysiatools.com/mcp/sse?toolId=rent-vs-buy",
      "command": "",
      "args": [],
      "env": {},
      "isActive": true,
      "type": "sse"
    }
  }
}

List available tools

After connecting to the SSE endpoint, list the exposed tools:

tools/list

{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/list"
}

Call this tool

Invoke the tool by its id, passing arguments built from its parameters:

tools/call

{
  "jsonrpc": "2.0",
  "id": 2,
  "method": "tools/call",
  "params": {
    "name": "rent-vs-buy",
    "arguments": {
  "homePrice": 350000,
  "downPayment": 70000,
  "interestRate": 4.5,
  "loanTerm": 30,
  "propertyTax": 3500,
  "homeInsurance": 1200,
  "maintenance": 3500,
  "closingCosts": 7000,
  "monthlyRent": 2000,
  "rentIncrease": 3,
  "homeAppreciation": 3,
  "investmentReturn": 7,
  "yearsToCompare": 10
}
  }
}

Chain multiple tools in one session with a comma-separated toolId list, e.g. /mcp/sse?toolId=png-to-webp,jpg-to-webp,gif-to-webp (max 20).

Questions or issues? Contact [email protected]

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