Finance
Calculate debt payoff plan using the snowball method (pay smallest balance first)
Call this tool from your code in three languages.
curl -X POST 'https://api.elysiatools.com/en/api/tools/debt-snowball-calculator' \
-H 'Content-Type: application/json' \
-d '{"monthlyPayment":1000,"debt1Name":"Credit Card A","debt1Balance":5000,"debt1MinPayment":150,"debt1Rate":18,"debt2Name":"Credit Card B","debt2Balance":3000,"debt2MinPayment":100,"debt2Rate":15,"debt3Name":"Car Loan","debt3Balance":15000,"debt3MinPayment":300,"debt3Rate":7,"debt4Name":"e.g., Student Loan","debt4Balance":0,"debt4MinPayment":0,"debt4Rate":5,"debt5Name":"e.g., Personal Loan","debt5Balance":0,"debt5MinPayment":0,"debt5Rate":10}'Send a POST request with your inputs as JSON. File parameters require a separate upload first.
POST https://api.elysiatools.com/en/api/tools/debt-snowball-calculator| Name | Type | Required | Description |
|---|---|---|---|
| monthlyPayment | number | Yes | — |
| debt1Name | text | No | — |
| debt1Balance | number | No | — |
| debt1MinPayment | number | No | — |
| debt1Rate | number | No | — |
| debt2Name | text | No | — |
| debt2Balance | number | No | — |
| debt2MinPayment | number | No | — |
| debt2Rate | number | No | — |
| debt3Name | text | No | — |
| debt3Balance | number | No | — |
| debt3MinPayment | number | No | — |
| debt3Rate | number | No | — |
| debt4Name | text | No | — |
| debt4Balance | number | No | — |
| debt4MinPayment | number | No | — |
| debt4Rate | number | No | — |
| debt5Name | text | No | — |
| debt5Balance | number | No | — |
| debt5MinPayment | number | No | — |
| debt5Rate | number | No | — |
JSON result
{
"key": {...},
"metadata": {
"key": "value"
},
"error": "Error message (optional)",
"message": "Notification message (optional)"
}Add this tool to your Model Context Protocol server so AI agents can list and call it.
Add this block to your MCP client configuration:
{
"mcpServers": {
"elysiatools-debt-snowball-calculator": {
"name": "debt-snowball-calculator",
"description": "Calculate debt payoff plan using the snowball method (pay smallest balance first)",
"baseUrl": "https://api.elysiatools.com/mcp/sse?toolId=debt-snowball-calculator",
"command": "",
"args": [],
"env": {},
"isActive": true,
"type": "sse"
}
}
}After connecting to the SSE endpoint, list the exposed tools:
{
"jsonrpc": "2.0",
"id": 1,
"method": "tools/list"
}Invoke the tool by its id, passing arguments built from its parameters:
{
"jsonrpc": "2.0",
"id": 2,
"method": "tools/call",
"params": {
"name": "debt-snowball-calculator",
"arguments": {
"monthlyPayment": 1000,
"debt1Name": "Credit Card A",
"debt1Balance": 5000,
"debt1MinPayment": 150,
"debt1Rate": 18,
"debt2Name": "Credit Card B",
"debt2Balance": 3000,
"debt2MinPayment": 100,
"debt2Rate": 15,
"debt3Name": "Car Loan",
"debt3Balance": 15000,
"debt3MinPayment": 300,
"debt3Rate": 7,
"debt4Name": "e.g., Student Loan",
"debt4Balance": 0,
"debt4MinPayment": 0,
"debt4Rate": 5,
"debt5Name": "e.g., Personal Loan",
"debt5Balance": 0,
"debt5MinPayment": 0,
"debt5Rate": 10
}
}
}Questions or issues? Contact [email protected]