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Finance

Investment Calculator

Project investment growth with initial principal plus monthly contributions and compound interest. Supports compounding frequency, inflation-adjusted real value, and yearly contribution escalation, with a yearly breakdown table and nominal vs real balance curves.

html· HTML resultOpen tool

Quick start

Call this tool from your code in three languages.

cURL
curl -X POST 'https://api.elysiatools.com/en/api/tools/investment-calculator' \
  -H 'Content-Type: application/json' \
  -d '{"initialAmount":10000,"monthlyContribution":500,"annualReturnRate":7,"years":20,"compoundingFrequency":"monthly","contributionTiming":"end","inflationRate":3,"annualContributionIncrease":0,"decimalPlaces":2}'

API reference

Send a POST request with your inputs as JSON. File parameters require a separate upload first.

Endpoint

HTTP
POST https://api.elysiatools.com/en/api/tools/investment-calculator

Parameters

NameTypeRequiredDescription
initialAmountnumberYes—
monthlyContributionnumberYes—
annualReturnRatenumberYes—
yearsnumberYes—
compoundingFrequencyselectNo—

MCP integration

Add this tool to your Model Context Protocol server so AI agents can list and call it.

Server configuration

Add this block to your MCP client configuration:

mcp.json
{
  "mcpServers": {
    "elysiatools-investment-calculator": {
      "name": "investment-calculator",
      "description": "Project investment growth with initial principal plus monthly contributions and compound interest. Supports compounding frequency, inflation-adjusted real value, and yearly contribution escalation, with a yearly breakdown table and nominal vs real balance curves.",
      "baseUrl": "https://api.elysiatools.com/mcp/sse?toolId=investment-calculator",
      "command": "",
      "args": [],
      "env": {},
      "isActive": true,
      "type": "sse"
    }
  }
}

List available tools

After connecting to the SSE endpoint, list the exposed tools:

tools/list
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/list"
}

Call this tool

Invoke the tool by its id, passing arguments built from its parameters:

tools/call
{
  "jsonrpc": "2.0",
  "id": 2,
  "method": "tools/call",
  "params": {
    "name": "investment-calculator",
    "arguments": {
  "initialAmount": 10000,
  "monthlyContribution": 500,
  "annualReturnRate": 7,
  "years": 20,
  "compoundingFrequency": "monthly",
  "contributionTiming": "end",
  "inflationRate": 3,
  "annualContributionIncrease": 0,
  "decimalPlaces": 2
}
  }
}
Chain multiple tools in one session with a comma-separated toolId list, e.g. /mcp/sse?toolId=png-to-webp,jpg-to-webp,gif-to-webp (max 20).
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© 2026 Elysia Tools. Developer documentation.

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contributionTiming
select
No
—
inflationRatenumberNo—
annualContributionIncreasenumberNo—
decimalPlacesnumberNo—

Response format

HTML result

JSON
{
  "result": "<div>Processed HTML content</div>",
  "error": "Error message (optional)",
  "message": "Notification message (optional)",
  "metadata": {
    "key": "value"
  }
}

Questions or issues? Contact [email protected]